Mortgages Uncovered

Is now the best time to buy a house? To be honest it is hard to think that there is ever a right time to buy a house you just have to go for it when it feels right. The reasons being are that no matter how much the house is going to cost it [...]

At the moment alot of young people are put off buying properties and this is due to the economic climate but also because they are not aware of the help that is out there for them. Many young professionals tend to rent their own property and i know from experience that this is not cheap [...]

Mortgage Payment Protection Insurance (MPPI) is a type of insurance policy that you can take out so if you cannot make your mortgage repayments for any reason covered by the policy, the policy will make the repayments. Insurance protection for your mortgage can prove invaluable at times when you lose your job because you have [...]

Under new plans drawn up by the City watchdog, self employed persons will have to wait at least two years before they can get a loan. New business traders will thus not be able to buy their first home or even move house. This also means that those people who find that their one year [...]

It seems that the mortgage market is not recovering as well as expected, after reports that the number of mortgage products available in the UK dropped in the two weeks up to the beginning of July. At a time of year when many homeowners feel the need to move, this is not the news the [...]

It can be really easy to get a mortgage from your bank or building society. You just have to walk in the door and because you are a current customer, they will blind you with technical jargon and what seems like great figures and you will leave with a mortgage in place. However this is [...]

I am going to move away from mortgage advice a little and show you a perspective that is affecting the housing market in a positive way. Although this is being a little a unfair as the people it affects are pretty much victims of bullying. Neighbors from hell are more and more common these days [...]

In February 2010 mortgage lending has risen by 6% to 9.2 billion pound. These figures come from the council of mortgage lenders. This is an unusual increase as February normally does not see any increases in fact these are possibly some of the harder time being the start of the year and being closely after [...]

Properties in the rental market are becoming harder to come by everyday. This means that tenants are now being faced with higher rental values and these impact houses for sale and the economy as a whole. Higher rental value means that first time buyers will struggle to buy properties. This also means that low paid [...]

The number of houses for sales has now hit an 18 month high. Prices are falling again but speculators believe this sharp rise is due to the unexpected weather the UK has experienced this year. The typical asking price is now £230000 is up to 5.3% higher than March last year. First time buyers are [...]