Mortgages Uncovered

“Access to mortgages at higher loan-to-value and loan-to-income ratios is to expand over the course of the next few months”

as a result it’s predicted that householders will be offered more credit secured on their homes in coming months. However not everyone will be so lucky. This will only apply to certain people. Sadly I think that the economy is in such a bad state that while there are encouraging signs, with proposals such as this a quick return to “pre-credit crunch” lending conditions seem highly unlikely posing the question will still people be struggling just as much even after the “credit crunch” is declared over?