Mortgages Uncovered

Tidy up your borrowing
It is not just mortgage debts that pray heavy on our economy, as a country, we have also built a huge £231 billion of non mortgage debts in store cards, personal loans, credit cards and over drafts.
The last thing you can afford at the moment is to be paying huge rates of interest for unauthorised borrowings so don’t overspend and start to tidy up your existing borrowing. If you transfer any card debts to a credit card offering zero percent balance transfers you could freeze interest in some cases up until January 2010.

Cut Insurance premiums
If you can get into the habit, you will be grateful of your vigilance if you annually automatically renewing all your insurance policies. Just think most businesses would do this so you should do this for yourself, it is good practice. It pays not to be lazy when your renewal notices arrive, don’t ignore them – get to an insurance comparison website and check the best prices for insurance for your contents, house, car, travel, and pets – all this adds up!

Save on Utility Bills
Shop around for the best prices on your gas and electricity and save even more money.

Increase your savings
By putting even a small amount of money away a month will start to add up and will become a good emergency fund for any eventuality. It is better to have a little money earning interest in